Welcome to CDA
Get back to normal faster
When a community gets ravaged by a natural disaster, it takes a while to get things back to normal. Long after the reporters leave, paperwork must be filed and homes must be rebuilt. At the California Disaster Advocates, we stick around for the hard part.
From debris removal to insurance claims negotiation, we’re on your side every step of the way.
The Help You Need
One-on-one advice
Ask questions and get answers that apply to your specific problems and situation.
Paperwork assistance
Beat the jargon so you can get what you need from the government and insurance companies.
Public Insurance Adjuster California
1. Inspection
We will personally inspect your property.
Our construction and real-estate knowledge allow us to account for all damage so that you attain proper compensation to fully rebuild. We will create detailed lists of damaged items and ensure no stone is left unturned.
2. Valuation
We will conduct research to determine the values for your damage.
Next, we will evaluate your existing insurance policies for applicable coverage. We keep your best interest in mind throughout every step of the process.
3. Negotiation
We will liaison between you and your insurance company.
CDA understand just how policies are upheld, and we will use our knowledge and strategy to fight on your behalf while keeping you in the loop throughout the process. Our approach is to provide you with peace of mind throughout the entire claim process.
4. Settlement
We ensure the maximum compensation in the least amount of time.
Because we know policy language inside out, we won’t allow the insurance company to put your claim settlement in a corner.
Frequently Asked Questions
What is a extended Benefits?
Extended Benefits is an amount over and above your building limits. This is an amount that we have been able to recover in many cases even when the insured has not rebuilt their home. Some of our clients have said I sold the property, My claim is closed, I was paid limits and we still were able to recover on the average between 100-300K on Extended Benefits. Let us review your claim for FREE and see if we can recover for your family as well.
How can I make sure that I am paid on the 25% Left owed on my personal property?
When speaking with families after years of the initial loss they ask us if they can collect. The answer is yes. We will reopen your claim on your personal property do the majority of the work to help you prepare the list to recover on the personal property.
Do I pay you for the review of my claim?
No. You do not need to pay for the review. You do NOT pay us if we cannot recover either.
Are insurance claims negotiable?
Yes. Insurance companies pay what they feel is “fair”. However they often time fail to investigate deep enough to properly know the fullness of your loss. It is for this reason that your settlement is negotiable.
Licensed Public Adjusters California
Corey Hargreaves
Insurance AdjusterCorey Hargreaves began his public insurance career in 2008 and has helped many families through navigating the process of collecting on their insurance claim properly. He is a senior estimator and has written hundreds of estimates as a negotiator for the policyholders.
Jacob Reinthaler
Apprentice Public AdjusterI have a very diverse business and client service background. I fell in love with the insurance / adjusting industry my first day and haven’t looked back… Helping my clients is my number one priority! Currently obtaining my MBA from CSUC while also working to obtain as many applicable licenses as possible. When not at the desk you can usually find me watching sports or traveling!
Laura Nunn
Inventory SpecialistLaura has 20 plus years of experience helping people in many fields. Laura has an enate ability to make clients feel relaxed and safe throughout the inventory process. Going over inventories with clients is one of the most difficult parts of the process and Laura has excelled at making it feel less daunting. Laura has been able to connect with clients on a personal level to make them feel like family. Laura genuinely looks forward to helping others get through their hard times.
David A. Schauer
Licensed Public AdjusterDavid Schauer is licensed by the California Department of Insurance as a Public Insurance Adjuster. When he isn't biking or hanging out with his grandchildren, he loves being an advocate for disaster survivors. David is excited to be part of the CDA team and now he's ready to help you get your life back to normal
Rebecca Lowers
AdvocateRebecca Lowers has had a lifetime of being an advocate for people who need one. She thrives when helping others and makes the process smooth and pleasant. She is very kind, and understanding having gone through the campfire herself. Helping fire survivors has been the best employment experience of her life!
David E. Jukkola
California Public AdjusterDave came to Ca Disaster Advocates after working 15 years as an independent claims adjuster for numerous carriers. Dave is well versed in residential and commercial policy and has handled claims into the thousands working with all types of perils dealing with both partial and total loss claims. Dave spent years as a catastrophe adjuster dealing in hurricanes, flood claims, ice storms, hail events, and fire claims among others. With valuable experience in the construction industry and a commitment to helping clients, Dave joined the public adjusting side after personally witnessing how many of his friends and their families were being treated by some of the carriers after they had experienced total losses from the Camp Fire and with other fires in Northern California.
Colleen Frey
Public AdjusterColleen Frey is a licensed Public Adjuster in the State of California working for California Disaster Advocates. Her passion is helping to empower others. She knows first-hand the overwhelm that comes from dealing with insurance companies after a traumatic loss. For years she has helped to provide her clients with a better understanding of the claims process and helped to empower them through this difficult time in their lives. She gains tremendous personal satisfaction in this process of helping people to move forward in their lives…. giving them the tools and guidance to pick up the pieces and start over.
Glenda Servantes
Public Adjuster/AdvocateGlenda Servantes is a woman on a mission. After seeing the devastation insurance companies can cause when they don't pay out claims that people are rightfully owed, she decided to become an advocate in the industry. Glenda is licensed by the Department of Insurance in California, working for an excellent company, California Disaster Advocates. They are genuine in helping people and are determined to ensure that all claimants receive the benefits they deserve. Glenda's priority is to make sure that people get what they're entitled to and help relieve the burden.
Denny Cordle Jr.
Public Adjuster AssistantWe know and speak the language of property insurance and can help expedite the claims process. Providing financial records, documents, projections, and data without an overall claim strategy can be devastating. Allow us to help ensure you receive the optimum amount of recovery from the disaster.
Dreama Williams
Inventory SpecialistOur leading inventory specialist, Dreama Williams, has many years of experience working on the side of the insurance company. With experience as an Independent Adjuster, she understands how to effectively create a complete list of lost contents. Her patience and attention to detail help guide clients through the extensive process of recounting their personal effects. As an inventory specialist, Dreama is dedicated to working with clients at their pace until the job is done.
Megan Elliott
Licensed California Public AdjusterAs a long-time resident of Chico, CA she has served in a variety of different community-based professions before joining our team. She has owned and operated two small local businesses and has always taken pride in delivering results and great customer service. Advocating for people has been a personal and professional goal of hers. She has looked forward to having the privilege of advocating and growing the number of the 300 plus families we are currently representing from Paradise. She joined our team 3 years ago and has had the privilege to daily interact with families from the Camp fire. She has served our team,our clients then went on to be our office manager and now as Your California Disaster Advocate. We welcome Megan as one of our very own public insurance advocates."
Justin Forrest
Bookkeeper/Payroll ManagerJustin Forrest is our Bookkeeper/Payroll Manager. He received his Bachelor of Accounting from California State University, Chico in December 2020. Justin has over 12 years of experience helping businesses grow and succeed. His main goal is to make sure California Disaster Advocates is meeting state and federal guidelines ensuring continued success. Justin strives to make sure California Disaster Advocates continues to grow and be able to help as many people as possible!
Minerva Covert
Senior Public Insurance AdjusterAs part of the California Disaster Advocates' sales team, Minerva Covert makes it her mission to help people recover after their properties are damaged. She’s worked closely with businesses and families to ensure they receive fair compensation for the disaster they’ve experienced. We’re honored to have her dedication and expertise on our team and fully believe when you have her on your side, you’re always in good hands.
Gabriel Martinez
Product OfficerGabriel Martinez grew up in the Town of Paradise. The home he lived in was destroyed in the Camp Fire, as well as the home he grew up in. He has in-depth knowledge and experience of the confusion, displacement & adversity a fire survivor faces after a total loss. He became a part of our team soon after bringing his parents to CDA for guidance. Since then, he has been an integral part of securing over 50 payments amassing nearly $4,000,000.00 to the rightful pockets of insureds. “My initial trust in CDA helped my parents, dozens of Camp Fire survivors and granted me a rewarding career!”
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