Frequently Asked Questions

What is a extended Benefits?

Extended Benefits is an amount over and above your building limits. This is an amount that we have been able to recover in many cases even when the insured has not rebuilt their home. Some of our clients have said I sold the property, My claim is closed, I was paid limits and we still were able to recover on the average between 100-300K on Extended Benefits. Let us review your claim for FREE and see if we can recover for your family as well.

How can I make sure that I am paid on the 25% Left owed on my personal property?

When speaking with families after years of the initial loss they ask us if they can collect. The answer is yes. We will reopen your claim on your personal property do the majority of the work to help you prepare the list to recover on the personal property.

Do I pay you for the review of my claim?

No. You do not need to pay for the review. You do NOT pay us if we cannot recover either.

Do I pay you for the review of my claim?

No. You do not need to pay for the review. You do NOT pay us if we cannot recover either.

Are insurance claims negotiable?

Yes.  Insurance companies pay what they feel is “fair”.  However they often time fail to investigate deep enough to properly know the fullness of your loss.  It is for this reason that your settlement is negotiable.

What's involved in the property insurance claim process?

✓ Meetings with the insurance company and its representatives
✓ Documentation of damages – photos, receipts, expert opinion reports, etc.
✓ Estimation of the damaged property and structure(s)
✓ Daily and weekly claim communication
✓ Hold insurance companies to the fullness of California Codes & Regulations which benefit the homeowner

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